Disclaimer

LayoffOS provides educational and organizational tools only. It does not provide financial, legal, tax, insurance, investment, or employment advice, and using LayoffOS does not create any advisory or professional relationship between you and LayoffOS.

All calculations shown in LayoffOS -- including financial runway, spending comparisons, and insurance cost figures -- are estimates based solely on the information you enter. LayoffOS does not verify, audit, or guarantee the accuracy of anything you enter, and it does not determine eligibility for unemployment, severance, health coverage, or any other benefit.

Before making financial, legal, tax, insurance, investment, or employment decisions -- including signing a severance agreement -- consider speaking with a qualified professional. LayoffOS is a planning and organization tool, not a substitute for that advice.

AI-generated content available in LayoffOS (such as the AI Job Search Prompts) is provided as a starting point only. LayoffOS does not guarantee that AI-generated output is accurate, complete, or appropriate for your situation.

For this version of LayoffOS, information you enter is stored locally in your browser and is not sent to an external server unless you choose to export it yourself. See Settings within the product for more detail, and use Export My Data to keep your own backup.

LayoffOS does not promise or imply any guaranteed financial, employment, or legal outcome. Your results depend entirely on your own circumstances and the information you provide.