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LayoffS

I Just Got Laid Off.

Your First 24 Hours.

You don't need to solve everything today. Start here.

First 4 hours

Ask what happens to your final paycheck and any severance, in writing.
Get contact info for HR or benefits -- don't rely on your work email or phone.
Ask exactly when your health insurance coverage ends.
Don't sign anything on the spot. Take any agreement home to read carefully.
Save personal files and contacts before you lose access to work accounts.

Today

Apply for unemployment benefits in your state, even if you're not sure you'll need it.
Contact your landlord, mortgage lender, or bank if you expect a cash crunch -- get ahead of it.
Write down your actual monthly expenses so you know your real numbers.
Tell your household what's happening and what the plan is.
Start a short list of people you'll want to tell about your job search.

Tomorrow

Update your resume and your LinkedIn headline.
Confirm severance and final pay will land in an account you control.
Start comparing health insurance options: COBRA, marketplace, or a spouse's plan.
Make a list of 5-10 people to reach out to this week.
Decide on a target role and compensation range so your search has direction.

elevateanew.com — Educational and organizational tool. Not financial, legal, tax, insurance, investment, or employment advice.

Know your numbers.

Savings: $20,000
Severance: $12,000
Expenses: $7,500/mo

Estimated simple runway

4.3 months

What if you could turn 4.3 months into 5.5 months?

Example numbers only -- illustrative, not a guarantee. Calculated live using LayoffOS's actual runway formula.

Calculate My Runway with LayoffOS

LayoffS

A calm, practical planning tool for what comes after a layoff.

ProductBuild My Plan Free Checklist

LegalDisclaimer

LayoffOS provides educational and organizational tools only and does not provide financial, legal, tax, insurance, investment, or employment advice. Calculations are estimates based solely on information entered by the user.