Layoff Guides

Severance Package Checklist: What to Ask Before You Sign

The questions to ask, and the clauses to watch for, before you sign a severance agreement.

How Long Will My Savings Last After a Layoff?

The simple runway formula, a worked example, and what most people forget to count.

COBRA After a Layoff: How It Works and What It Costs

COBRA, the ACA marketplace, and a spouse's plan compared -- and the deadlines that matter.

Official Resources After a Layoff (US)

Government pages for unemployment, health coverage, severance waivers, final pay, and taxes, by task.

Printable: HR Conversation Prep Sheet

Final pay, expected payments, benefits end dates, documents to request, and questions for a professional.

Printable: Household Discussion Worksheet

What changed, what's known and unknown, spending assumptions, priorities, and who can help.